Now a days in most of the banks are providing Travel Ticket booking extra benefits credit cards as well as Railway special benefit Credit Cards. In this topic we will review all the Cards and linked offers available now. Also will provide you idea on best Card can consider for buying tickets by rating on top of Railway Rail Travel ticket buy benefits.
Best Railway Credit Cards List
Following table shows the list of Banks currently providing Credit Cards special benefit for Railway Train Booking users
- SBI ( State Bank Of India ) – SBI Credit Cards
- BoB ( Bank of Baroda ) – BoB Railway Credit Cards
- Kotak Mahindra Bank – Kotak Credit Cards
- HDFC – HDFC Credit Cards
SBI Bank ( State Bank Of India ) – SBI Railway Credit Cards
SBI Credit Cards are providing several exclusive Railway Train Travel benefit special cards. Let us see their exclusive offers and benefits as well with easy compare chart for faster understanding.
First of all let us see the list of Credit Cards provided inco-operation with Railway.
- IRCTC SBI Card Premier
- IRCTC Rupay SBI Card
- IRCTC SBI Platinum Card
Comparison Chart is as follows with summary of Welcome offers , Benefits , Rating / Review details etc.
IRCTC SBI Card Premier
Top Features
Welcome Gift
- Get 1500 Reward Points equivalent to INR 1500 on payment of first annual fee (1 Reward Point= ₹ 1)
Benefits
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
- 10% Value Back on AC1, AC2, AC3, AC CC as Reward Points for your ticket purchase on www.irctc.co.in and IRCTC Mobile App (for Android only)
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
- Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
- Enjoy 8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
- Complimentary Rail Accident Insurance of INR 10 Lakhs
- Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 – Rs. 4,000, exclusive of GST and other charges
Rating / Review Score
and Many More, Visit following button to check details on SBI Card official website.
When you open with following link you will get Special benefits as well.
IRCTC Rupay SBI Card
Top Features
Welcome Gift
- Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.
Benefits
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Buy tickets through irctc.co.in and IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points
- Earn 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
- Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
- Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 – Rs. 3,000, exclusive of GST and other charges
Rating / Review Score
and Many More, Visit following button to check details on SBI Card official website.
When you open with following link you will get Special benefits as well.
IRCTC SBI Platinum Card
Top Features
Welcome Gift
- Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.
Benefits
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Buy tickets through irctc.co.in and IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points
Earn 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 – Rs. 3,000, exclusive of GST and other charges
Rating / Review Score
and Many More, Visit following button to check details on SBI Card official website.
When you open with following link you will get Special benefits as well.
BoB ( Bank of Baroda ) – BoB Credit Cards
BoB providing one exclusive credit cards with lots IRCTC exclusive benefits. Following list with summary of rewards details
IRCTC BoB RuPay Credit Card
Bank of Baroda (BoB) IRCTC Exclusive Credit Card Top Features
Welcome Gift
- Earn 1000 bonus reward points on single transaction of ₹1000 or more within 45 days of card issuance
Benefits
- Upto 40 Reward Points per Rs 100 for ticket bookings on IRCTC Website and Mobile App on linking your Bank of Baroda IRCTC Credit Card Loaylty Number with your IRCTC Profile
- 4 BoB Rewards point = 1 IRCTC Travel Point
- 2 reward points for every ₹100 spent on any other category including train ticket purchases on IRCTC Website and Mobile App
- 1% Fuel Surcharge waived off on all fuel transactions between ₹500-₹3000. (Maximum waiver of ₹100 per statement)
- Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
and Many More, Visit following button to check details on Bank of Baroda official website.
Kotak – Kotak Credit Cards
Kotak not having exclusive IRCTC credit card but one of the premium card of Kotak providing special benefits for IRCTC users. Following list with summary of rewards details
Kotak Credit Cards
Kotak Credit Cards Top features related to IRCTC Travel card as follows
You will get bonus reward points on activation every month. If you spend minimum Rs 1000 every month, you would be eligible for 6400 reward points for that quarter. E.g. You spend Rs. 1000 in April, May and June, you will get 6400 extra reward points in the month of July. Crediting of reward points in lieu of 4 PVR tickets is an interim change in the feature of the card
Benefits
- Railway Surcharge Waiver: Get 1.8% to 2.5% railway surcharge waiver when you book a ticket on www.irctc.co.in or through an Indian Railways booking counter* *Maximum railway surcharge waiver allowed in a calendar year is Rs 500
- Get 2 complimentary visits every quarter to Dream Folks Lounges only in India. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
- On the Paid plan, You will get bonus reward points on activation every month. If you spend minimum Rs 1000 every month, you would be eligible for 6400 reward points for that quarter. E.g. You spend Rs. 1000 in April, May and June, you will get 6400 extra reward points in the month of July. Crediting of reward points in lieu of 4 PVR tickets is an interim change in the feature of the card
and Many More, Visit following button to check details on Kotak Bank official website.
As per our review most benefit Credit card is “IRCTC SBI Card Premier”.
More banks credit cards will update soon.
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